Get a decision in principal on your mortgage for free. Complete our simple mortgage application form today.

Variable Rate Mortgages

With a variable rate mortgage, the interest rate you pay can vary, moving up and down over time.

Every mortgage lender has a Standard Variable Rate (SVR) that is based on the Bank Rate; the benchmark interest rate set by the Bank of England.

The best mortgage deals

We have access to all the best deals in the mortgage market. Simply complete the online enquiry form and find out how much you can save with our market leading rates. And remember all our advice is free so you have nothing to lose.

Latest Mortgage Offer

4.99%

Latest Mortgage Offer

4.99% variable rate until 31/10/2010, arrangement fee of 2.5% and can be added to the loan, maximum loan to value 75%. Free standard valuation and free legals on re-mortgages, Early Redemption Penalty 3% until 01/11/09 and 2%until 01/11/2010, APR 7.1%

» Apply now

Your home is at risk if you do not keep up repayments on a mortgage or other loan secured on it. Think carefully before securing debts against your home. Model Mortgages is a trading name of Homesavers Mortgages and Loans Limited which is authorised and regulated by the FSA. Registration No 301911. As independent mortgage brokers we will give you the option to pay a fee or we can receive a payment from the lender and no fee from yourselves. The guidance and/or advice contained within this website is subject to the UK regulatory regime and is therefore primarily targeted at consumers based in the UK.