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Fixed Rate Mortgages

A Fixed Rate Mortgage is a mortgage that has a fixed interest rate for a set and specified period of time. Whether interest rates across the country rise or fall, your monthly payments will not change .

The fixed rate period may vary from as short as 3 months to as long as 25 years. Fixed rate mortgages are particularly useful when interest rates are rising, or when you want to have a definite idea of how much you'll have to pay each month for your mortgage..

The best mortgage deals

We have access to all the best deals in the mortgage market. Simply complete the online enquiry form and find out how much you can save with our market leading rates. And remember all our advice is free so you have nothing to lose.

Latest Mortgage Offer

5.64%

5.64% fixed till 31/12/2010, Early Redemption Penalty 3% until 31/12/10 with no extended tie in. Maximum loan to value 60%, arrangement fee of 1% which can be added to the loan. Free valuation for purchase and Free legals & free valuation for re-mortgages. APR 7.4%
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Your home is at risk if you do not keep up repayments on a mortgage or other loan secured on it. Think carefully before securing debts against your home. Model Mortgages is a trading name of Homesavers Mortgages and Loans Limited which is authorised and regulated by the FSA. Registration No 301911. As independent mortgage brokers we will give you the option to pay a fee or we can receive a payment from the lender and no fee from yourselves. The guidance and/or advice contained within this website is subject to the UK regulatory regime and is therefore primarily targeted at consumers based in the UK.